We use cookies to make wikiHow great. By using our site, you agree to our cookie policy. Okay #10006, steps 1, determine whether you are going for marriage counseling does insurance pay for viagra or viagra sex stories individually focused counseling, accompanied by your partner. Marital counseling implies that you are going together to work through relationship issues, but if your focus is individual counseling, you just want your spouse to accompany, and does insurance pay for viagra support you, in managing your own individual mental illness. In the first case, your marriage will gnc viagra be the focus of does insurance pay for viagra attention. In the second case, helping you and your spouse learn herbal viagra pills better ways of managing the challenges of your mental illness will be the focus. If you've determined that you want help for a troubled marriage, be aware that this will be considered your "diagnosis." This diagnosis code is V61.1 Relational Problems in the DSM. Knowing the difference between a "diagnostic code" and a "procedural does insurance pay for viagra code" will be important when you contact your insurance company. 2, read your health insurance contract. Most contracts have a clause that reads something like this: A" of benefits or authorization does not guarantee payment or verify eligibility. Payment of benefits are subject to all terms, conditions, limitations, and exclusions of the members contract at time of service. This means that when you call up your health insurance company, viagra patent you cannot rely on what the person tells you as a "fact." It may be, or it may not. You are required to know your own health insurance plan. 3, be savvy as you research. You are expected to understand what your health insurance policy covers, and what it does not cover. This can be confusing to most people. Most people believe that if a person from your health insurance company tells you it is so, then it is a fact. You have to be a savvy consumer and know what to ask. Many policies state that they will pay only for treatment that they consider to be medically does viagra work on women necessary. This meaning that they have the right to withhold payment if it is considered outside the scope of the policy. This is true even if you have an "authorization code." 4, know the lingo before you call your insurance company: "Dates and Location of Service" is when and where you will be seen; A "Procedure Code" is who will be seen. Will you be seen alone, with your partner, or with other family members? The "Diagnostic Code" is what reason the patient has for seeking treatment. It describes the focus of the treatment, even if the patient has more than one accurate diagnosis. What will your clinician be focused on helping you with? This is the Diagnostic Code. This is the most confusing part for most people. Your insurance will pay for both spouses being in the room (Procedural Code) and the clerk on the phone will say Yes, we cover couples counseling, because they see the Procedural Code Couples/Family Therapy on their computer screen. But a Procedural Code (Whos in the Room) doesnt kick out the claim. It is the Diagnostic Code that causes the claim to be rejected. 5, have your questions ready. When you read your policy, or call up your insurance company, ask specific questions: "Do you cover diagnostic code V61.1 used for marriage counseling?" You want to determine whether they consider V61.1 Relational Problems to be a medical necessity.

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